Friday, November 29, 2024

How being over 80 affects your car insurance premiums.

I originally wrote this article in 2022, but it never made it past draft. I've decided to publish it now even though the amounts are woefully out of date, but I think the same situation may apply today.

Whilst helping a person who was in their 80s with their car insurance renewal, I started to wonder how much of a difference a person's age makes to their car insurance premium. I did a test and took 20 years off the person's age, effectively from 84 to 64. The car was a Mazda CX5 (2015).

Here's what I found.

Woolworths: $2,544.33
Age to 20 years less: $1,339.27

Woolworths drive less pay less: $1,701.69
Age to 20 years less: $895.73

AAMI: $1,108.75
Age to 20 years less: $732.53

RACV: $1747.02
Age to 20 years less: $1,072.83

As you can see the premium for being over 80 is considerable.

Kelvin Eldridge

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